Fixed Rate Home Loans

Over recent times the take up of fixed rate home loans has increased, there are a number of reasons for this but the main driver is that of certainty of repayments for a set period of time without the risk of interest rate rises impacting these home loan repayments.

There is still flexibility with fixed rate home loans and this allows you to have certainty with regard home loan repayments but also be able to have access to some or all of the below: -

•	Additional repayments during the fixed rate home loan period (up to specified amount)
•	Fixed rate home loans which offer up to 106% of the purchase price
•	Flexibility by selecting weekly, fortnight or monthly repayments

The most common fixed rate home loan period is 3 years although some fixed rate home loan lenders offer a fixed period of up to 15 years.

The reason most people select a 3 year period is that it provides certainty of repayments although they then have the choice of restructuring their fixed rate home loan to a more appropriate product when the time is right.

Have you considered the benefits of a fixed rate home loan?

To find out more simply call us on 1300 723 927 or Contact Us via this site and one of our home loan consultants can help you make an informed decision about which fixed rate home loan suits you.

Alternatively more information on Fixed Rate Home Loans can be obtained from our parent company.